Used Car Finance | Bury, Lancashire | The Car Sales Company

Finance Specialists

The Car Sales Company Bury have a dedicated team of finance experts waiting to help with your enquiry. We have relationships with high street lenders and specialist motoring finance houses too, that is why we have helped hundreds of customers secure the best finance deal for their budget. We aim to be as helpful as possible when it comes to finance. Please watch our finance videos for more information regarding our services and products.

Why Dealer Finance

Car PCP FCA

Car HP FCA

Advantages Of Dealer Finance



Considering your finance options

So you are looking to finance your next car, and there may be a number of options available to you. Arranging your finance through the dealership is often considered the best way to fund your car purchase offering advantages to borrowing from a bank or other loan provider.

Your finance agreement - see the benefits
Financing your car purchase via a dealer allows you to customise your agreement to suit your requirements and gives you a certain degree of flexibility over other forms of credit, the interest rate is fixed meaning that you know exactly what your monthly payments will be from month to month.

By taking out dealer finance you are more often likely to be approved for a better rate of interest – why not watch and see our free finance checker video and try out our free finance check once you have chosen your car? This will allow you to compare a range of finance products available from this dealership that best suits your profile. The service is free, it does not impact your credit rating and should take less than a minute to complete.

Quick & easy
Arranging your car finance with The Car Sales Company is quick and easy and approval can be turned around in minutes! We will handle all the necessary paperwork for you, just sit back and relax.

PCP Car Finance



Lower Monthly Payments

PCP is an increasingly popular way in which to fund your next car purchase. It will allow you lower monthly payments over a traditional loan because your chosen car’s future value is calculated and treated as the final payment.

PCP car finance has some great benefits including lower monthly repayments and the ability to settle your finance agreement at any time.

Three Options Are Available At The End of The Agreement

1. Your first option is to pay the final payment and keep the car .

2. Your second option is if your car is not worth the final payment value then you can simply hand it back to the finance company with nothing more to pay (This would be subject to the vehicle’s mileage and condition).

3. Your third and final option, which is the most popular of the three is to part exchange your car which settles the agreement. Any excess monies over and the above the final payment can be used as part of your next deposit. You can choose to do this at any time during your finance agreement offering you unparalleled flexibility.

HP Car Finance



Traditional Way To Fund a Vehicle

Using HP Car Finance is one of the most popular and has been the most traditional way to finance your car purchase over the years. HP car finance gives you the flexibility to settle your agreement at any time and you will receive a rebate of interest.


The Benefits
HP Car Finance gives you numerous benefits over normal loans and is fast and easy to arrange with the decision often turned around in minutes.

As the dealership is paid directly by the finance company, this ensures that you take delivery of your vehicle much more quickly, also the other benefit is that the vehicle acts as security which means it is not secured to your home.

Protection
You will also benefit from additional protection under the Consumer Credit Act.

Looking for our Finance Calculator?



The Car Sales Company offer online finance examples for every car. It really is very simple just find the car you are interested in, click on the car details page then scroll down to the Car Finance Calculator to view a quotation for that particular car. You will then be able to fill in a few details - your deposit amount, your preferred repayment term and your maximum mileage per annum.

Click on the calculate button and we’ll immediately provide you with finance examples based on the information entered and the price of the car you are viewing. If PCP and HP options are available, these will also be shown for your information. You can also apply for a more personalised quotation if you wish using our free car finance check, this option will ask you for a little more information about your circumstances and will compare lenders, and also score the likelihood of approval with these lenders providing based on the information entered, offering you a more personalised finance example. The free car finance check service will not affect your credit score or alternatively you can give us a call and speak to one of our finance specialists.

If you want to purchase a used car in the UK, The Car Sales Company want to make this as affordable to as many people as possible whilst providing clarity on the car finance options available to you. To do so, we offer an exceptional array of car finance packages that can be tailored to suit your needs, which will see you driving away in a great value car that matches your budget.

Using The Car Sales Company to arrange your car finance offers a number of benefits as we are registered with the Financial Conduct Authority (FCA) so you can feel rest assured that you will be getting a great deal that is fully compliant with all current financial regulations.

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