PCP Car Finance


Lower Monthly Payments

PCP is an increasingly popular way in which to fund your next car purchase. It will allow you lower monthly payments over a traditional loan because your chosen car’s future value is calculated and treated as the final payment.

PCP car finance has some great benefits including lower monthly repayments and the ability to settle your finance agreement at any time.

Three Options Are Available At The End of The Agreement

  1. Your first option is to pay the final payment and keep the car .
  2. Your second option is if your car is not worth the final payment value then you can simply hand it back to the finance company with nothing more to pay (This would be subject to the vehicle’s mileage and condition).
  3. Your third and final option, which is the most popular of the three is to part exchange your car which settles the agreement. Any excess monies over and the above the final payment can be used as part of your next deposit. You can choose to do this at any time during your finance agreement offering you unparalleled flexibility.